Finding the Right Car Insurance Starts Here!

Keep in mind that you can’t buy insurance after you have an accident. Therefore, make sure you have the coverage you need if an accident were to happen. Our agents are ready and knowledgeable and have years of experience in helping drivers find coverage.  We handle every claim with care and attention, so you can rest assured that we respect your time and needs.

Auto Insurance Information

Auto insurance protects you against financial loss if you have an accident. It is a contract between you and the insurance company. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy.

Auto insurance provides property, liability and medical coverage:

  • Property coverage pays for damage to or theft of your car.
  • Liability coverage pays for your legal responsibility to others for bodily injury or property damage.
  • Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses.

An auto insurance policy is comprised of six different kinds of coverage. Most states require you to buy some, but not all, of these coverages. If you’re financing a car, your lender may also have requirements.

We’re your neighbors. We protect people we know and care about, and that means we always look for ways to protect you better, including carefully choosing the insurance companies we represent to be both affordable and responsive.

North Carolina Consumer Insurance Guide for Automobiles